Update 9/16/09

I can't believe I let 5 whole months go by without posting here. Sorry about that. Who knew keeping up with a blog would be even harder than I thought! :-)

Well, here is our update:

We have hit MANY bumps in the road but we are making HUGE progress and I am so happy about that! :-) We have a fully funded BABY EF. We were horrible with it for a few months but slowly got back on track.

We found out in July that we are expecting baby #4 so things kinda got put on hold for a bit. But we are now finding out way back on track and paying for that as well as the rest of our stuff. Of course we never stopped at least paying our minimum payments.

I have GREAT NEWS THOUGH!!!!! We are getting ready to pay off ANOTHER card!!!!!!! I am so happy and proud of us!!! After this we will be starting on our LAST CREDIT CARD!!!!! I am just so excited for us! I can't believe we are actually getting somewhere. I just always thought we'd be in debt way over our heads. But that is so just NOT TRUE anymore!!!

I will try and be better about posting here in the future until then.....

SCORE!!!

Lookie Lookie at my ticker!!!!!!!! EF fully funded and one CC DOWN!!!!! BYE BYE CHASE!!!!

Boy, this feels so WONDERFUL!!!!!

I haven't posted very much because lately I just have not had the time to do any posting lately...

But, after talking to my DH we've decided NOT to do the buy nothing new anymore...just do the Dave Ramsey Program. We have not been perfect by any means but we've really learned a lot in the past few months and we are smarter and we are looking at our purchases more carefully. Our focus is to get out of debt and we are making progress and I am so happy about that. I will continue this blog but I don't think I will be able to post as much as I have been. But will def post about our successes!

Anyway....it feels good to get one down and start on another one! I need a dancing banana right now!:o)

Question

I am trying to think of CHEAP things to do this summer with the kids aside from parks and swimming...you can only do so much of that!! So post some cheap ideas for me! I have three children ages 8, (will be 5 in the summer), and 2.

I am thinking about getting a zoo membership too!!! I want to hear your ideas!!!

Been Awhile!!

Sorry I haven't posted in awhile. Some not so great things have been going on and we've had to spend money I didn't want to but had to....Ugh!!!

BUT, this week has been just super awesome!! Look at my ticker for my savings.....IT's COMPLETE!!!!! Now on to Baby Step 2 for those of you doing Dave Ramsey with me! I am so excited!!

I am however breaking a rule...I am getting DH something for our anniversary and it will be a late anniversary gift but it's something I've wanted to get him for oh about 2 years now, I am babysitting so I am going to be taking some money out of that each time and saving up enough for this. But he doesn't know and it's the ONLY rule and I will only break it once! Promise!

Today I went to Walmart and got a few things we needed..spent $12.91

I am so proud of myself!!!!!

I know I haven't posted in a couple of days but I didn't really spend any money so...anyway...

Saturday I went to Walmart to pick up some books I've been meaning to get...right across from the books were some CHEAP CHEAP clothes that I DID NOT NEED!!! But I looked through them anyways finding all kinds of shirts for $2 - $5 a piece...oh how I wanted to get some. I was with a friend of mine who WAS buying some of these shirts. I picked up two and held them for awhile because I was going to get them....then before we walked away I hung them back on the rack and we left and I paid for my books....THAT IS IT. I did NOT need those shirts and I was strong enough to put them back and say NO!!!!!!!! I am so proud of myself for that.

My hubby used the card for Mcdonalds while I was gone with a friend on Saturday. That is a No No.

Saturday - $7 for Mcdonalds and $24 for my books!

Zero, Zilch, Nada....NOTHING

That is what we spent today...well unless you take into account the $35 I gave David for his oil change! LOL!!

Boring day of nothing! That is a GOOD THING my friend!

2/17/2009

Nothing....Long BORING DAY!! We did NOT go out to eat tonight! I made dinner at home. And I am sticking to NOT eating out til next month!!

Look over there to the right....I put some more tickers!! The savings which we had to pull out of because of the hospital visit...and the first CC we are working on and I went ahead and put on the next one as well....hoping to have the first one paid off by April or before!!!

Sorry this post is so boring...trying to stay on top of things! LOL!!